Home insurance covers your house and belongings against life’s unexpected events. It covers you against theft, damage by extreme weather, fire, burst pipes, and other losses. Generally, home insurance is categorised by two types of cover — buildings and contents.
Buildings insurance covers you against damage and loss to, well, your building – so that includes your outbuildings, exterior & interior walls, fencing, roofs, and flooring, amongst other things. Contents insurance protects you against loss, damage, or theft of your belongings – so, the things that make your house a home — such as your sofa, TV, and valuables.
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